Wednesday, November 30, 2011

Why You Must Always Do Your Homework, and Why Ultimately invoking the name of God will get you what you want...

(a political rule of thumb the President was, by the looks of 'im, too exhausted to remember on Thanksgiving)

1803 map of US

I found this in my email this morning, from a friend here in North Carolina.

Part of rebuilding New Orleans caused residents often to be challenged with the
task of tracing home titles back potentially hundreds of years.. With a community
rich with history stretching back over two centuries, houses have been passed along
through generations of family, sometimes making it quite difficult to establish ownership.
Here's a great letter an attorney wrote to the FHA on behalf of a client:

A New Orleans lawyer sought an FHA loan for a client. He was told the loan would be granted if he could prove satisfactory title to a parcel of property being offered as collateral. The title to the property dated back to 1803, which took the lawyer three months to track down. After sending the information to the FHA, he received the following reply.

(Actual reply from FHA)

"Upon review of your letter adjoining your client's loan application, we note that the request is supported by an Abstract of Title. While we compliment the able manner in which you have prepared and presented the application, we must point out that you have only cleared title to the proposed collateral property back to 1803. Before final approval can be accorded, it will be necessary to clear the title back to its origin."

Annoyed, the lawyer responded as follows: (Actual response)

"Your letter regarding title in Case No.189156 has been received. I note that you wish to

have title extended further than the 206 years covered by the present application.
I was unaware that any educated person in this country, particularly those working in the
property area, would not know that Louisiana was purchased by the United States from France , in 1803 the year of origin identified in our application. For the edification of uninformed FHA bureaucrats, the title to the land prior to U.S. ownership was obtained from France, which had acquired it by Right of Conquest from Spain. The land came into the possession of Spain by Right of Discovery made in the year 1492 by a sea captain named Christopher Columbus, who had been granted the privilege of seeking a new route to India by the Spanish monarch, Queen Isabella.

The good Queen Isabella, being a pious woman and almost as careful about titles as the FHA, took the precaution of securing the blessing of the Pope before she sold her jewels to finance Columbus's expedition...Now the Pope, as I'm sure you may know, is the emissary of Jesus Christ, the Son of God, and God, it is commonly accepted, created this world. Therefore, I believe it is safe to presume that God also made that part of the world called Louisiana . God, therefore, would be the owner of origin and His origins date back to before the beginning of time, the world as we know it, and the FHA. I hope you find God's original claim to be satisfactory. Now, may we have our loan?"

The loan was approved.


  1. Hello dear.You have written a great post. Going to share with my followers on twitter. Thanks for sharing.
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  2. This is truly hilarious! Don't we ever forget how we never owned this earth we appropriated from the Native Americans, who understood they were just borrowing it, it could never be theirs. What fools we are compared to them.
    And I second your comment on Sardonicky about the crappy new comment threads on the Times....lord help us if it allows Brooks to reinforce his mirrored chamber!

  3. Thanks for this very useful info you have provided us. I will bookmark this for future reference and refer it to my friends. More power to your blog.

  4. It took a US lawyer invoking the name of God to secure a loan from the FHA. Lord, help us all...

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